SumUp makes it easy to pay your card with SumUp SumUp is the most cost-effective way to get paid for your business. Only 2.75% per transaction. No contracts or minimums. Transparent pricing at its best. The best payment solutions available that deposit money directly into your bank account within 1-2 business days. Start in just 5 minutes Simply pair the card reader to any tablet or mobile device and you can start transacting. SumUp believes in transparent pricing. SumUp believes in transparent pricing. You'll always know what you will pay. There are no hidden fees, no monthly fees, and the best part, there is no monthly contract. You only pay for what you use. SumUp is used by over a million businesses every day to pay their bills. SumUp can help you grow your business.
SumUp is a payment service provider that offers in-person payment processing through its SumUp app and mobile SumUp card reader. The SumUp app is similar to its closest competitors, Square and PayPal Zettle, making SumUp a good option for low-volume and mobile sales.
Besides SumUp’s fees being lower than Square’s for small tickets, SumUp’s pocket-sized credit card reader has features the Square mobile reader doesn’t have, giving SumUp a slight leg up on its competition. SumUp’s quality as a mobile processing solution is reflected in the many positive SumUp reviews, at least from international merchants.
At the moment, SumUp offers more payment processing features and merchant services in the UK and Europe than it does in the United States. US merchants don’t yet have access to eCommerce payment processing and can only process a card-not-present transaction by keying it into SumUp’s optional virtual terminal. Nonetheless, it’s still great (and a viable alternative to Square) for mobile and retail-only merchants due to its affordable processing equipment and competitive processing rates.
SumUp lets businesses accept card payments in person, through an online invoice, with payment links or over the phone.
The company’s two all-white readers with black-and-white displays are among the cheapest ways to start accepting in-person payments. Using SumUp doesn’t require a long-term contract, and there’s no monthly fee to use it. One of the readers is a standalone device; to use it, you don’t need to be tethered to a phone or register. This flexibility can be a plus, especially if you move locations frequently and don’t want to buy multiple tablets or phones.
The flipside of SumUp’s minimalist approach is that it has a limited feature set relative to other companies, especially those that offer complete point-of-sale, or POS, systems. SumUp says it has a POS system coming soon, but until then users must rely on an app that has some components POS systems have, like the option to build an item catalog, but that lacks more complex features, like the ability to build a floor plan of a restaurant or quickly incorporate a customer loyalty program. Although other companies offer dozens of reports, you’ll have access to only a few reports with SumUp, like transaction and revenue summaries.
In addition to in-person payments, you can use SumUp to send online invoices to customers. You’ll also have access to payment links and a virtual terminal that lets you accept over-the-phone ("manually keyed") payments.
So here's how to accept payments in a speedy manner.
First thing, I need to sign up. This takes less than 10 minutes. The moment I get on board, SumUp welcomes me with a beautifully designed user interface. At this point, I'm able to purchase a card reader online. It's quite portable; it can easily fit in my pockets. Fortunately, SumUp is generous enough to offer an absolutely free delivery service.
Should I feel the need to buy the Air card reader, I'll only part with $19. This is all inclusive of VAT and it will only take anything between 4-5days to get at my doorstep. What's more of eye-catching is the fact that it comes with no monthly charges nor contracts.
Its EMV (EuroPay, Mastercard and Visa) reader is built to automate card processing. On the app's main screen, I'm able to begin the payment process. The product menu with all my inventory shows up. Alternatively, I have an option to manually enter the product description and amount.
What plays out well for me is the leeway to enter more than one amount if I sell different variants of the same product. On the checkout page, ill tap “charge” or enter the amount if I've included cash payments in my account. The card payment requires me to use the reader to swipe or tap a customer's credit card or mobile device.
As simple as that.
